– expand public transportation;
– encourage “pay-as-you-drive” auto insurance policies that reward low-mileage drivers with lower insurance premiums;
– reduce commuting costs by providing incentives to employers and employees to take transit, bicycle, carpool, walk, or telecommute to work;
– help local governments create “walkable, bikeable” communities;
– help Americans make “smart” transportation and housing choices by educating them about their options;

Yeah, that’ll do it. Good grief! (insert a smidge of sarcasm where appropriate!)
– create “location efficient mortgages” that would make owning a home near transit more affordable.